Getwhatyou'reowed.
Warranties. Recalls. Refunds. Price drops. Class actions. The average household is owed about $1,400 it will never collect — because chasing it was never worth a human's time. It's worth a machine's.
Chasing forty dollars was never worth an hour of your life. It is worth infinite hours of a machine's. AI just made the unscalable scalable — so we built an agent that never gets tired, never gets embarrassed, and never, ever drops the claim.
OWED reads your receipts and inboxes (only if you let it), builds a ledger of everything you're entitled to, then goes and gets it — filing forms, writing emails, citing statutes, escalating politely and relentlessly until the money lands.
Six places your money hides.
Dead-on-arrival warranties
87% of warranties expire with zero claims. OWED tracks every one and files the moment something fails — receipt, serial, and fault report attached.
Recalls you never heard
Thousands of products are recalled yearly; almost nobody checks. Your inventory is cross-referenced against safety databases daily.
Price-drop refunds
Dozens of retailers and card networks owe you the difference when prices fall after purchase. Nobody reads that fine print. Our agent wrote its thesis on it.
Flights & late deliveries
Delayed flight? Missed delivery window? Compensation rules exist in black and white. OWED quotes them back, politely, with your booking reference.
Unclaimed settlements
Class actions settle constantly for products you actually bought. The checks go unclaimed because the forms are tedious. Tedium is our love language.
Subscription creep
Zombie renewals, duplicate charges, "we raised your rate" emails you never saw. Flagged, disputed, refunded — with your one-tap approval.
Watch it not give up.
A real claim shape: espresso machine, dead pump, month 10 of 24. A human quits at the second form. The agent doesn't know how.
"It fought a $410 airline claim for five weeks. I forgot it existed. Then the money just… appeared."
"I'm a lawyer and I wouldn't have chased this. It cited the manufacturer's own warranty back at them, with a section number."
"The recall alert alone: our space heater, our kid's room. I don't care about the refunds. That one email was worth years of this."
One flat fee.
Keep every win.
- Full ledger with receipt scanning
- Warranty countdowns & opportunity alerts
- AI-drafted letters — you send them
- Everything in Free
- Agent sends & chases for you
- Unlimited simultaneous claims
- Whole household, 5 people
Entirely. Every claim OWED files is one you're contractually or statutorily entitled to make — warranty terms, refund policies, aviation compensation rules, recall remedies, settlement claims. The agent just does the paperwork humans abandon, and you approve anything binding before it's sent.
Connect an email inbox and it reconstructs years of purchases from order confirmations in minutes. Or forward receipts, or photograph them. You control every source, and you can disconnect any of them at any time.
Never. It is relentlessly, professionally polite — firm on entitlements, warm in tone. Support reps resolve its tickets faster than angry-human tickets. Persistence, not aggression, is the whole trick.
Your ledger is encrypted, never sold, never used for advertising, and exports or deletes completely whenever you say so. We make money from subscriptions — not from you being the product.
Then it loses — some claims are genuinely dead, and it tells you so plainly rather than string you along. Losses never cost you anything extra. And on Retainer, if year-one recoveries don't beat the subscription, we refund the year.
Stop donating
to corporations.
Two minutes to connect. The first claim usually files itself within a day.
Collect what you're OWED →